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Kaya Biz

365 Results / Page 16 of 41

die so another can live
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Kaya Biz

To die so another can live – why insurers need to rethink the red tape

By: Natasha Archary Image: Adobe Stock To die so another can live comfortably, Berniece Hieckmann, Executive: Strategy, Business Transformation & Business Optimisation at Metropolitan joins Kaya Biz to discuss why insurers need to rethink the red tape. For most, funeral and life insurance is seen as a wealth creator within the South African context, and the culture of family members benefitting after the passing of a loved one by cashing […]

today22/11/2023

SA's biggest poultry producer
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Kaya Biz

SA’s biggest poultry producer reports R1.6 billion loss due to electricity crisis and avian flu outbreak

By: Natasha Archary Image: Adobe Stock South Africa's biggest poultry producer Astral Foods reported a R1.6 billion loss for the first time in 23-years, due to the electricity crisis and the worst avian flu outbreak in years. CEO of Astral Foods Chris Schutte joins Kaya Biz to unpack the current operating environment and challenges that played a role in this significant loss. "The reality is that we had to cut […]

today21/11/2023

going to work sick
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Kaya Biz

What the law says about going to work sick

By: Natasha Archary Image: Adobe Stock Employees who deliberately and recklessly put their colleagues at risk of health hazards by going to work sick, can be charged with misconduct and fired. This was the unprecedented case put forward before the Labour Court during the Covid-19 pandemic, when a worker reported for duty knowing he could have the virus. Osbourne Molatudi, MD of Molatudi Attorneys, joins Kaya Biz to discuss what […]

today17/11/2023

MultiChoice continues to lose subscribers
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Kaya Biz

MultiChoice reports R911 million loss

By: Natasha Archary Image | Multichoice MultiChoice Group has reported a R911 million loss over the last 6-months of 2023, which is a massive decline from the R55 million profit over the same period last year. Calvo Mawelo, MultiChoice Group CEO joins Kaya Biz to share what an uphill battle the entertainment business has to turn things around. "The way we would like to describe the report is that we […]

today16/11/2023

Hail stones held in hand after thunder storm
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Kaya Biz

Hail Storm coverage – are you protected?

Dohne Damons Kaya Biz delves into the topic everyone wants to know the answer to. Does my insurance cover hail damage? Hail storms wreaked havoc on parts of Johannesburg on Monday evening. Funeka Ngewu the Head of Executive Claims and Claims support at Momentum Insurance shares that claims increased by 150% the day following the hail storm. One of the key takeaways from the podcast is the importance of understanding […]

today15/11/2023

intergenerational wealth
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Kaya Biz

5 considerations to ensure intergenerational wealth transfer

By: Natasha Archary Image: Adobe Stock Comprehensive, holistic financial planning and wealth protection are essential to navigate the pitfalls of estate planning in the modern family and business context. Navin Ramparsad, Head of Financial Planning, Advice, and Product Development at Absa Private Wealth Banking, joins Kaya Biz to share 5 considerations to ensure appropriate intergenerational wealth transfer. With the traditional family unit, a father, mother, children, and a single jurisdiction […]

today14/11/2023

retirement options
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Kaya Biz

What retirement options do the self-employed have?

By: Natasha Archary Image: Adobe Stock Unlike people who are employed and have a regular income and growth, those who are self-employed or freelancers need to plan their retirement very carefully. Rapule Mahlangu, Head of Associations & Affinity Groups at Metropolitan speaks to Kaya Biz about the options that self-employed people have. A retirement annuity (RA) is basically a personal pension plan, so it's a great option for people who […]

today10/11/2023

Taryn Gill
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Kaya Biz

Taryn Gill on a mission to change African haircare

By: Natasha Archary Image: Taryn Gill Instagram Taryn Gill, founder of The Perfect Hair is on a mission to change the game in the African haircare market. The "curl coach" believes she's not selling haircare products but rather self-love, as she wants to show women how to embrace their natural hair. Taryn left behind an established marketing career to develop and launch her own haircare brand, which was created to […]

today09/11/2023

1 200 businesses shut down
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Kaya Biz

1 200 businesses shut down operations in 2023

By: Natasha Archary Image: Kaique Rocha Stats SA has shared that more than 1 200 businesses have had to shut down operations in 2023. Gareth Cremen Partner at Cox Yeats says despite the high numbers, they are still lower than those of 2022. The data was collated from administrative information on liquidations from Companies and Intellectual Property Commission and the Department of Trade, Industry and Competition. "We know that there […]

today08/11/2023

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Privacy Policy

THIS PRIVACY STATEMENT FORMS PART OF KAYA 959’S TERMS OF USE POLICY. IF YOU DO NOT AGREE WITH ANY TERM OF THIS PRIVACY STATEMENT, YOU MUST CEASE YOUR ACCESS OF THIS WEBSITE IMMEDIATELY. 

POPIA Act – To promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.

RECOGNISING THAT—

  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;

AND BEARING IN MIND THAT—

  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;

AND IN ORDER TO—

  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1, Part A of Chapter 5, section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

 
1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: 

4.2.2.1. The browser software used; 

4.2.2.2. IP address; 

4.2.2.3. Date and time of activities while visiting the website; 

4.2.2.4. URLs of internal pages visited; and 

4.2.2.5. referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]