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South Africa has been greylisted by the Financial Action Task Force

By Zuko Komisa South Africa has been greylisted by the Financial Action Task Force. The Financial Action Task Force (FATF), an intergovernmental organization that establishes international standards to fight money laundering and terrorist financing, has placed South Africa on its "grey list." The choice was made by the FAFT at a gathering this week in Paris. With this decision, South Africa joins nations like Syria, Cuba, Yemen, and Mozambique. Nigeria […]

today24/02/2023

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What you need to know about securing financing for commercial property

By Zuko Komisa What you need to know about securing financing for commercial property. Many small businesses can attest to the fact that securing financing for commercial property is not as easy as going to your bank and asking for a loan. The process may be intimidating, especially if you are unfamiliar with the procedures involved. Keep in mind that when you apply for a loan, the majority of financial […]

today22/02/2023

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Experts say South Africans should brace for stage 7 & 8 load-shedding this winter

By Zuko Komisa Experts say South Africans should brace for stage 7 & 8 load-shedding this winter. Eskom experts, analysts, and even the company itself are advising South Africans to be prepared for more severe load shedding. The troubled power company declared on Sunday night, February 19, that stage 6 load shedding will have to continue indefinitely due to more outages at its power plants. President Cyril Ramaphosa declared a […]

today21/02/2023

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Green Scooter is SA’s first and safest electric motor-tricycle

By Zuko Komisa Green Scooter is SA’s first and safest electric motor-tricycle. A South African start-up called Green Scooter says it will bring the first and safest electric motor-tricycle to Africa. It features two models that are marketed both to consumers and companies, the Zbee Cargo and the Zbee RS. The business aims to attract customers who wish to purchase an affordable electric car for short- to medium-distance excursions as […]

today17/02/2023

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Competition Commission launches investigation into food prices

By Zuko Komisa Competition Commission launches investigation into food prices. The Competition Commission has started looking into South Africa's skyrocketing food prices. The investigation will look into the supply chain for fresh food in South Africa as well as signs of anti-competitive behaviour or price fixing. Also Read: Actress Nolwazi Shange Ngubeni is exiting eTV’s Scandal Kaya Biz with Gugulethu Mfuphi spoke to Siyabulela Makhunga who is the Competition Commission […]

today16/02/2023

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Tips on taking over and growing a family business

By Zuko Komisa Tips on taking over and growing a family business. Taking over a family business can be a very daunting task and there is a good probability that you're feeling conflicted and anxious about the process. Anyone who has taken over their family business is sure to tell you there have been problems along the way. However, if you take the appropriate steps to get ready for the […]

today16/02/2023

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‘Long Live Supa Mega’: AKA billboards go up in Johannesburg

By Zuko Komisa 'Long Live Supa Mega': AKA billboards erected in Johannesburg. The South African rapper AKA's passing has left many South Africans with a heavy heart, and many continue to pay tribute to the icon. A massive billboard has been constructed in his honour on William Nicol Drive. Kaya Biz with Gugulethu Mfuphi spoke to Neo Molefi -   Owner of Indaba Billboards & Media about the business of billboards […]

today16/02/2023

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Understanding joint home loans

By Zuko Komisa Understanding joint home loans. The path to co-ownership can be thrilling and may increase your chances of getting a mortgage loan approved. However, a home loan is a substantial and long-term financial commitment, whether you are financing a home as a couple (married or not), as business partners, or even as friends. A joint home loan is a bond that is guaranteed by at least two parties. […]

today15/02/2023

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How forgiving is the SA job market to people with criminal records?

By Zuko Komisa How forgiving is the SA job market to people with criminal records? Having a criminal record can frequently seem to be a barrier to finding employment, particularly given that many employers run background checks on applicants. It is important to look up your criminal history. Make sure you are familiar with your record and look for any mistakes.If at you find errors in your criminal record, you […]

today14/02/2023

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Privacy Policy

THIS PRIVACY STATEMENT FORMS PART OF KAYA 959’S TERMS OF USE POLICY. IF YOU DO NOT AGREE WITH ANY TERM OF THIS PRIVACY STATEMENT, YOU MUST CEASE YOUR ACCESS OF THIS WEBSITE IMMEDIATELY. 

POPIA Act – To promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.

RECOGNISING THAT—

  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;

AND BEARING IN MIND THAT—

  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;

AND IN ORDER TO—

  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1, Part A of Chapter 5, section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

 
1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: 

4.2.2.1. The browser software used; 

4.2.2.2. IP address; 

4.2.2.3. Date and time of activities while visiting the website; 

4.2.2.4. URLs of internal pages visited; and 

4.2.2.5. referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]