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A political analyst's insights on the Rand manipulation scandal
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A political analyst’s insights on the Rand manipulation scandal

Katlego Sekhu South African Rands and Us dollars Banknotes Background. High quality photo In the fourth and last installment of our coverage of the rand manipulation scandal, 959 Breakfast invited political analyst Dr. Ralph Mathekga to tackle the political implications of this saga. Dr. Mathekga emphasized how politicians often resort to scapegoating tactics instead of taking responsibility for their own involvement. "I don't think any bank wants the government to […]

today23/11/2023

Expert insight: The impact of currency pairing on the rand
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Expert insight: The impact of currency pairing on the rand

Katlego Sekhu Photo by Pixabay: https://www.pexels.com/photo/rolled-20-u-s-dollar-bill-164527/ As part of 959 Breakfast's series on the manipulation of the rand, the team delved into the topic of currency pairing. Sizwe Dhlomo reflected on an interview Gugulethu Mfuphi had with Andre Cilliers, Director and Currency Risk Strategist at TreasuryOne, unpacking this concept. Cilliers shed light on the occurrence of currency pairing, which he notes typically happens when there is a significant deal taking […]

today23/11/2023

Legal insight on holding banks accountable for Rand manipulation
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Legal insight on holding banks accountable for Rand manipulation

Katlego Sekhu Photo by EKATERINA BOLOVTSOVA: https://www.pexels.com/photo/judge-signing-on-the-papers-6077447/ Last week, UK-based Standard Chartered Bank reached a settlement with the Competition Commission for colluding with 27 other banks to manipulate the rand. As a result, they have agreed to pay a fine of approximately R43 million to resolve the case. In light of our previous discussion on the economic implications of this case, 959 Breakfast invited legal expert Mpumelelo Zikalala to shed […]

today22/11/2023

South African money (ZAR)
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Professor discusses the impact of the Rand manipulation on South Africans

Katlego Sekhu ZAR banknotes and coins/ Pexels Professor Alex Van Den Heever, from the Wits School of Governance, joined Sizwe Dhlomo to unpack the complexity of the rand manipulation for 13 years, as reported last week, with Standard Chartered paying a fine of over R40 million for their involvement in this. The professor shared insights on the value of money and the impact this has on the economy of the […]

today22/11/2023

Insurance insights for residents affected by hailstorms
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Insurance insights for residents affected by hailstorms

Katlego Sekhu Photo by Mikhail Nilov: https://www.pexels.com/photo/woman-sitting-at-table-working-8297221/ On Monday evening, certain parts of Gauteng were hit by severe hailstorms. The weather services issued a warning to residents, stating that thunderstorms and heavy rain would persist throughout the evening, potentially leading to localized flooding. To shed some light on hail damage insurance and assist those whose properties were affected by the hailstorm, 959 Breakfast invited Tarina Vlok, the Managing Director of […]

today15/11/2023

Chief Justice
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Legal analyst weighs in on Chief Justice Zondo’s political remarks

Katlego Sekhu Image: RSA Judiciary Twitter Chief Justice Raymond Zondo joined President Cyril Ramaphosa at the national anti-corruption dialogue in Boksburg earlier in the week. During his speech, he shared his comments on many political issues, including the Zuma-Gupta relationship, the disbanding of Scorpions, etc. 959 Breakfast invited Legal Analyst Mpumelelo Zikalala to share his insights on Zondo’s utterances and opine on whether he should share these remarks publicly. Zikalala […]

today10/11/2023

Banking App kidnappings are on the rise in South Africa
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Banking App kidnappings are on the rise in South Africa

Katlego Sekhu Photo by Pixabay: https://www.pexels.com/photo/grayscale-photo-of-chair-inside-the-establishment-162389/ A worrying new crime trend has emerged in South Africa: victims are being kidnapped and coerced, often under the threat of violence, into making transfers from their banking apps, often stripping them of all their savings or completely looting their other accounts. Crime analyst Dr. Chris De Kock joined 959 Breakfast to share some insights on this type of crime. According to De Kock, […]

today09/11/2023

Discussing the importance of cyber security in business
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Discussing the importance of cyber security in businesses

Katlego Sekhu Photo by Sora Shimazaki: https://www.pexels.com/photo/crop-cyber-spy-hacking-system-while-typing-on-laptop-5935794/ Vodacom Business invites organizations of all sizes to turn to them for help in staying ahead of the threat and ensuring your business is fit for a secure future. Kabelo Makwane, Managing Executive for Cloud, Hosting, and Security at Vodacom Business, joined 959 Breakfast to provide further insight into this initiative. Makwane emphasized the crucial role that every employee plays in safeguarding their […]

today08/11/2023

Vote ballot box
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Calls for electoral reforms grow ahead of the elections

Katlego Sekhu Earlier this year, President Cyril Ramaphosa signed into law the Electoral Amendment Bill of 2022. The Bill provides for the amendment of the Electoral Act, 1992 (Act No. 73 of 1998) and gives effect to the Constitutional Court judgment that was handed down on June 11, 2020. The judgment in the matter of New Nation Movement (NPC) and others V. The President of the Republic of South Africa […]

today03/11/2023

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Privacy Policy

THIS PRIVACY STATEMENT FORMS PART OF KAYA 959’S TERMS OF USE POLICY. IF YOU DO NOT AGREE WITH ANY TERM OF THIS PRIVACY STATEMENT, YOU MUST CEASE YOUR ACCESS OF THIS WEBSITE IMMEDIATELY. 

POPIA Act – To promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.

RECOGNISING THAT—

  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;

AND BEARING IN MIND THAT—

  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;

AND IN ORDER TO—

  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1, Part A of Chapter 5, section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

 
1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: 

4.2.2.1. The browser software used; 

4.2.2.2. IP address; 

4.2.2.3. Date and time of activities while visiting the website; 

4.2.2.4. URLs of internal pages visited; and 

4.2.2.5. referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]